Best cities for freelancers in Asia
Where self-employment adds up in Asia: cities scored on the catalog's effective freelance tax rate, internet, living costs and how easy it is to find your people — the four things that decide a freelancer's month.
Methodology: Only cities with a 60+ internet score and a known freelance tax rate qualify; blended score: effective freelance tax (30%), affordability (30%), internet (25%) and expat scene (15%). Actual liability depends on residency and treaties — this is not tax advice.
1. Penang, Malaysia
Freelance tax ~0% · Internet 80/100 · $1,170/mo
~0% effective freelance tax with 80/100 internet on about $1,170/mo all-in.
2. Gyumri, Armenia
Freelance tax ~5% · Internet 88/100 · $640/mo
~5% effective freelance tax with 88/100 internet on about $640/mo all-in.
3. Bangalore, India
Freelance tax ~0% · Internet 82/100 · $1,120/mo
~0% effective freelance tax with 82/100 internet on about $1,120/mo all-in.
4. Bangkok, Thailand
Freelance tax ~0% · Internet 82/100 · $1,380/mo
~0% effective freelance tax with 82/100 internet on about $1,380/mo all-in.
5. Hanoi, Vietnam
Freelance tax ~0% · Internet 78/100 · $980/mo
~0% effective freelance tax with 78/100 internet on about $980/mo all-in.
6. Yogyakarta, Indonesia
Freelance tax ~0% · Internet 75/100 · $760/mo
~0% effective freelance tax with 75/100 internet on about $760/mo all-in.
7. Batumi, Georgia
Freelance tax ~1% · Internet 80/100 · $940/mo
~1% effective freelance tax with 80/100 internet on about $940/mo all-in.
8. Phuket, Thailand
Freelance tax ~0% · Internet 78/100 · $1,275/mo
~0% effective freelance tax with 78/100 internet on about $1,275/mo all-in.
9. Chiang Mai, Thailand
Freelance tax ~0% · Internet 72/100 · $910/mo
~0% effective freelance tax with 72/100 internet on about $910/mo all-in.
10. Cebu, Philippines
Freelance tax ~0% · Internet 72/100 · $980/mo
~0% effective freelance tax with 72/100 internet on about $980/mo all-in.
11. Hue, Vietnam
Freelance tax ~0% · Internet 78/100 · $740/mo
~0% effective freelance tax with 78/100 internet on about $740/mo all-in.
12. Goa, India
Freelance tax ~0% · Internet 70/100 · $880/mo
~0% effective freelance tax with 70/100 internet on about $880/mo all-in.
Frequently asked questions
Best cities for freelancers in Asia — which city is #1?
Penang, Malaysia tops this list. ~0% effective freelance tax with 80/100 internet on about $1,170/mo all-in. Gyumri and Bangalore round out the top three.
How is this ranking calculated?
Only cities with a 60+ internet score and a known freelance tax rate qualify; blended score: effective freelance tax (30%), affordability (30%), internet (25%) and expat scene (15%). Actual liability depends on residency and treaties — this is not tax advice. 81 catalog cities in Asia qualified for this list; the top 12 are shown. Scores are catalog averages, not personalised — Jonzy re-ranks every city for your own income, passport and lifestyle when you sign in.
How much does it cost to live in the top city in Asia?
Penang runs about $1,170/month all-in for one person — rent, food, transport, healthcare, utilities and everyday extras. See the Penang city guide for the full cost breakdown, visa options and FAQ.