Cities where a local salary goes furthest
Not the biggest paycheques — the ones that stretch: cities ranked by how far the average local salary goes against the full local cost of living, so earning locally still leaves room to save.
Methodology: Only cities with an average local salary of $800+/mo qualify; ranked by the ratio of average monthly salary to all-in monthly living cost, highest first.
1. Geneva, Switzerland
~2x salary-to-cost · $8,500/mo pay · $4,170/mo costs
~$8,500/mo average salary covers $4,170/mo of costs about 2x over.
2. Perth, Australia
~2x salary-to-cost · $5,200/mo pay · $2,640/mo costs
~$5,200/mo average salary covers $2,640/mo of costs about 2x over.
3. Vaduz, Liechtenstein
~1.9x salary-to-cost · $6,000/mo pay · $3,090/mo costs
~$6,000/mo average salary covers $3,090/mo of costs about 1.9x over.
4. Fukuoka, Japan
~1.9x salary-to-cost · $2,800/mo pay · $1,470/mo costs
~$2,800/mo average salary covers $1,470/mo of costs about 1.9x over.
5. Seattle, United States
~1.9x salary-to-cost · $7,000/mo pay · $3,720/mo costs
~$7,000/mo average salary covers $3,720/mo of costs about 1.9x over.
6. Wrocław, Poland
~1.9x salary-to-cost · $2,000/mo pay · $1,065/mo costs
~$2,000/mo average salary covers $1,065/mo of costs about 1.9x over.
7. Zurich, Switzerland
~1.8x salary-to-cost · $6,700/mo pay · $3,660/mo costs
~$6,700/mo average salary covers $3,660/mo of costs about 1.8x over.
8. Portland, United States
~1.8x salary-to-cost · $5,600/mo pay · $3,100/mo costs
~$5,600/mo average salary covers $3,100/mo of costs about 1.8x over.
9. Denver, United States
~1.8x salary-to-cost · $5,600/mo pay · $3,180/mo costs
~$5,600/mo average salary covers $3,180/mo of costs about 1.8x over.
10. The Hague, Netherlands
~1.8x salary-to-cost · $4,100/mo pay · $2,340/mo costs
~$4,100/mo average salary covers $2,340/mo of costs about 1.8x over.
11. Kraków, Poland
~1.8x salary-to-cost · $1,900/mo pay · $1,085/mo costs
~$1,900/mo average salary covers $1,085/mo of costs about 1.8x over.
12. San Francisco, United States
~1.7x salary-to-cost · $8,200/mo pay · $4,730/mo costs
~$8,200/mo average salary covers $4,730/mo of costs about 1.7x over.
13. Frankfurt, Germany
~1.7x salary-to-cost · $4,400/mo pay · $2,540/mo costs
~$4,400/mo average salary covers $2,540/mo of costs about 1.7x over.
14. Rotterdam, Netherlands
~1.7x salary-to-cost · $3,900/mo pay · $2,275/mo costs
~$3,900/mo average salary covers $2,275/mo of costs about 1.7x over.
15. Utrecht, Netherlands
~1.7x salary-to-cost · $4,000/mo pay · $2,335/mo costs
~$4,000/mo average salary covers $2,335/mo of costs about 1.7x over.
Frequently asked questions
Cities where a local salary goes furthest — which city is #1?
Geneva, Switzerland tops this list. ~$8,500/mo average salary covers $4,170/mo of costs about 2x over. Perth and Vaduz round out the top three.
How is this ranking calculated?
Only cities with an average local salary of $800+/mo qualify; ranked by the ratio of average monthly salary to all-in monthly living cost, highest first. 218 catalog cities qualified for this list; the top 15 are shown. Scores are catalog averages, not personalised — Jonzy re-ranks every city for your own income, passport and lifestyle when you sign in.
How much does it cost to live in the top city?
Geneva runs about $4,170/month all-in for one person — rent, food, transport, healthcare, utilities and everyday extras. See the Geneva city guide for the full cost breakdown, visa options and FAQ.