Cities where a local salary goes furthest

Not the biggest paycheques — the ones that stretch: cities ranked by how far the average local salary goes against the full local cost of living, so earning locally still leaves room to save.

Methodology: Only cities with an average local salary of $800+/mo qualify; ranked by the ratio of average monthly salary to all-in monthly living cost, highest first.

  1. 1. Geneva, Switzerland

    ~2x salary-to-cost · $8,500/mo pay · $4,170/mo costs

    ~$8,500/mo average salary covers $4,170/mo of costs about 2x over.

  2. 2. Perth, Australia

    ~2x salary-to-cost · $5,200/mo pay · $2,640/mo costs

    ~$5,200/mo average salary covers $2,640/mo of costs about 2x over.

  3. 3. Vaduz, Liechtenstein

    ~1.9x salary-to-cost · $6,000/mo pay · $3,090/mo costs

    ~$6,000/mo average salary covers $3,090/mo of costs about 1.9x over.

  4. 4. Fukuoka, Japan

    ~1.9x salary-to-cost · $2,800/mo pay · $1,470/mo costs

    ~$2,800/mo average salary covers $1,470/mo of costs about 1.9x over.

  5. 5. Seattle, United States

    ~1.9x salary-to-cost · $7,000/mo pay · $3,720/mo costs

    ~$7,000/mo average salary covers $3,720/mo of costs about 1.9x over.

  6. 6. Wrocław, Poland

    ~1.9x salary-to-cost · $2,000/mo pay · $1,065/mo costs

    ~$2,000/mo average salary covers $1,065/mo of costs about 1.9x over.

  7. 7. Zurich, Switzerland

    ~1.8x salary-to-cost · $6,700/mo pay · $3,660/mo costs

    ~$6,700/mo average salary covers $3,660/mo of costs about 1.8x over.

  8. 8. Portland, United States

    ~1.8x salary-to-cost · $5,600/mo pay · $3,100/mo costs

    ~$5,600/mo average salary covers $3,100/mo of costs about 1.8x over.

  9. 9. Denver, United States

    ~1.8x salary-to-cost · $5,600/mo pay · $3,180/mo costs

    ~$5,600/mo average salary covers $3,180/mo of costs about 1.8x over.

  10. 10. The Hague, Netherlands

    ~1.8x salary-to-cost · $4,100/mo pay · $2,340/mo costs

    ~$4,100/mo average salary covers $2,340/mo of costs about 1.8x over.

  11. 11. Kraków, Poland

    ~1.8x salary-to-cost · $1,900/mo pay · $1,085/mo costs

    ~$1,900/mo average salary covers $1,085/mo of costs about 1.8x over.

  12. 12. San Francisco, United States

    ~1.7x salary-to-cost · $8,200/mo pay · $4,730/mo costs

    ~$8,200/mo average salary covers $4,730/mo of costs about 1.7x over.

  13. 13. Frankfurt, Germany

    ~1.7x salary-to-cost · $4,400/mo pay · $2,540/mo costs

    ~$4,400/mo average salary covers $2,540/mo of costs about 1.7x over.

  14. 14. Rotterdam, Netherlands

    ~1.7x salary-to-cost · $3,900/mo pay · $2,275/mo costs

    ~$3,900/mo average salary covers $2,275/mo of costs about 1.7x over.

  15. 15. Utrecht, Netherlands

    ~1.7x salary-to-cost · $4,000/mo pay · $2,335/mo costs

    ~$4,000/mo average salary covers $2,335/mo of costs about 1.7x over.

Frequently asked questions

Cities where a local salary goes furthest — which city is #1?

Geneva, Switzerland tops this list. ~$8,500/mo average salary covers $4,170/mo of costs about 2x over. Perth and Vaduz round out the top three.

How is this ranking calculated?

Only cities with an average local salary of $800+/mo qualify; ranked by the ratio of average monthly salary to all-in monthly living cost, highest first. 218 catalog cities qualified for this list; the top 15 are shown. Scores are catalog averages, not personalised — Jonzy re-ranks every city for your own income, passport and lifestyle when you sign in.

How much does it cost to live in the top city?

Geneva runs about $4,170/month all-in for one person — rent, food, transport, healthcare, utilities and everyday extras. See the Geneva city guide for the full cost breakdown, visa options and FAQ.